Physical Disaster Designation Granted for Columbia, Rensselaer and the Contiguous Counties of Albany, Saratoga, Washington, Dutchess, Greene and Ulster Following a Flooding Event from July 28 and 29

Declaration allows impacted individuals, families, businesses and non-profits to apply for low-interest loans from the U.S. Small Business Administration (SBA) to aid in their recovery.

The following groups may be eligible for low-interest SBA disaster loans:

• Homeowners: up to $500,000 to repair their primary residence.

• Homeowners and renters: up to $100,000 to repair or replace damaged or destroyed personal property.

• Business owners: up to $2,000,000 for the replacement of real property, inventories, machinery, equipment, and other physical losses.

• Businesses and non-profits: Economic Injury Disaster Loans of up to $2,000,000 to provide necessary working capital until normal operations resume after a disaster.

• Applications for disaster loans may be submitted online using the MySBA Loan Portal or at other locally announced locations. Please contact the SBA’s Customer Service Center by email at disastercustomerservice@sba.gov or by phone at 1-800-659-2955 for further assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services. The application deadline for physical loans is November 23, 2026, and the application for economic injury loans is June 24, 2027.

For more information, please visit: https://www.governor.ny.gov/news/governor-hochul-secures-physical-disaster-declaration-us-small-business-administration-2